Business Insurance

Rohwer Insurance offers our business clients the benefits of our many years of specialized business experience and access to top insurance markets. As insurance Agents we offer products from a carefully selected group of financially sound reputable companies. As insurance Brokers we have the capability of reaching all segments of the insurance market place, including Lloyds of London. This allows us to provide insurance protection tailored to meet the needs of both our mainstream and multi-state insurance clients at highly competitive prices.

We maintain a large client base representing many kinds of business and can tailor an insurance program to meet the needs of any business large or small. In addition we have special insurance packages designed to meet the unique needs of specific businesses. These include:

• Restaurants
• Contractors
• Janitorial Services
• Auto Services
• Banks
• Farm and Ranch.

Benefits
	Accident & Health		Disability Income
	Excess Medical		Life Insurance
	Long Term Care		Qualified Pension Plan
	Qualified Profit Sharing Plan		Term Life Insurance
	Variable Life Insurance		Workers Compensation
Bonds
	Bid Bond		Contract Bond
	Fidelity Bond		Financial Institutional Bond
	Janitorial Service Bond		License Bond
	Miscellaneous Bond		Notary Bond
	Performance Bond		Subdivision Bond
	Tax Preparer Bond
Commercial Vehicle
	Auto Physical Damage - Private		Auto Physical Damage- Commercial
	Business Auto		Commercial Auto Liability
	Excess Auto Liability		Hired Auto
	Non Ownership Auto		Rental Reimbursement
	Towing / Road Service		Truckman's Auto
Crime
	Computer Crime		Counterfeit Money
	Depositors Forgery		Employee Dishonesty
	Kidnap & Ransom		Money & Secruity - Outside
	Money & Security - Inside		Premise Burglary
	Premise Robbery		Safe Burglery
Liability
	Commercial Excess / Umbrella Liability		Commercial General Liability
	Directors & Officers Liability		Employee Benefits Liability
	Employment Practices Liability		Errors & Omissions
	Garage Keepers Liability		Garage Liability
	Innkeepers Liability		Liquor Liability
	Owners, Landlords, Tenants		Professional Liability
	Rental Liability
Operations
	Accounts Receivable		Business Extra Expense
	Discontinued Operations		Loss of Business Income
Property
	Apartment Package		Bailees Coverage
	Building Ordinance		Business Personal Property
	Business Property of Others		Business Real Property
	Cargo Insurance		Commercial Property
	Computers		Earthquake
	Equipment Floater		Fine Arts
	Flood Insurance		Glass Insurance
	Installation Floater		Miscellaneous Floater
	Motor Truck Cargo		Sign Floater
	Valuable Papers
Specialty
	Boiler & Machinery		Builders Risk
	Contractor's Package		Difference in Conditions
	Electronic Data Protection		Farm & Ranch Package
	Homeowners Association		Janitorial Package
	Lessor's Risk		Office Package
	PUC Filing		Restaurant Package
	Transit Insurance